Investment Management Solutions for Working Capital

Managing your working capital and liquidity needs is an essential component in maximizing your earnings, minimizing your interest expense and avoiding the difficult issues that can arise from liquidity problems.
PNC offers a comprehensive selection of solutions designed to help you unlock the full value of your cash balances and short-term investments without the demands of day-by-day management. Turn to PNC and maintain the flexibility you need to run your business efficiently while your treasury staff is freed up to focus on other key priorities.
Our convenient liquidity solutions allow you to access a range of investment options to meet your short-term cash management needs - all with the ease you've come to expect from PNC.

Term loan and foreign exchange line program

National Bank and Investissement Québec have teamed up to offer a comprehensive solution* to export companies that want to improve their productivity and, by extension, their competitiveness abroad.
Under the terms of this agreement, you can finance up to 100% of equipment, machinery, technology and all other expenses related to your productivity project.
In addition, to help you better manage your profit margin and deal with unforeseen situations, you can take advantage of a foreign exchange line guaranteed by Investissement Québec that protects you against exchange rate fluctuations.
Investissement Québec is a government agency with a mandate to contribute to the development of investment projects in every region of Quebec. It offers financial solutions to businesses wishing to improve growth opportunities through a variety of means including exports and productivity enhancement.
For details, or to find out if you qualify, please contact the Commercial Banking Manager or the Manager International Trade in your region.
*Subject to certain applicable terms and conditions, in particular those of Investissement Québec's Business Financing Program.

Business Review

One of the most important areas of implementing a complex software application such as Sovereign is in the area of business requirements. It is necessary for us to fully understand these business requirements in order to efficiently configure the software to provide the desired processing. This configuration is carried out through parameter configuration and also by (where necessary) enhancing existing code.
Sovereign is a very powerful and flexible system and we will engage with the client to understand the business drivers and to tailor the system to fulfil those requirements in the most cost-effective way.
Once the business requirements have been outlined and documented, then the necessary code enhancements can be estimated and carried out. These enhancements are then tested and documented by Finzsoft Solutions prior to delivery to the client.

Banking and Capital Market

The Financial Services industry is being “flattened” under the influence of several forces. Technology is leveling the playing field by creating disruptive business models. Increasing consumer sophistication is forcing the pace of business innovation. Armies of people entering the global talent and consumer markets are creating vast new opportunities across the financial supply chain. The plummeting cost of information processing is leading to an information glut. Clearly, it is not business as usual. To succeed in this flat world , companies must shift operational priorities so they can focus on:
Being the China Price, instead of dreading it or simply reacting to it
Building loyalty through faster innovation, because service quality is just a hygiene factor
Making money from information, instead of spending money on it
Winning in the turns, instead of limiting themselves to winning in the straightway Infosys’ visioning and execution capabilities are backed by business, domain, technology and change management expertise to help you win in the flat world. Gartner, Inc., in a recent report, named Infosys among the top 6 largest IT companies catering to the financial services sector, and among the top 3 in terms of growth rate.

Loan insurance

Getting financing is one of the most important steps in growing your business. But have you considered limiting the risks that could jeopardize your company’s existence? You need to protect your business by making sure you can still meet your obligations in case any of the people who are essential to your business operations become disabled, are faced with a critical illness or die.

Financial and Banking Software Solution

All finance organisations are unique.All finance organisations have common ground. Sovereign Finance and Banking software brings a new solution to this challenge.
All finance organisations are unique – Sovereign Finance and Banking software utilises a combination of parameters, a wide range of product capability and customisation options to fit your niche.
All finance organisations have common ground – Sovereign Finance and Banking software is not uniquely finance company, bank, credit union or consumer focused.
Finzsoft Solutions have built the Sovereign Finance and Banking software to support a wide range of lending structures, savings, deposit, current account and banking transactions.

Universal Banking solution

The universal banking solution from Infosys, empowers banks to transform their business leveraging agile new generation technologies. This modular solution addresses the core banking, treasury, wealth management, consumer and corporate e-banking, mobile banking and web based cash management requirements of retail, corporate and universal banks worldwide.
Finacle has been architected out of years of experience with global banks and offers several powerful and differentiating features making it one of the most comprehensive, flexible and scalable solutions in its class.